Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.

A 6-month certificate of deposit (CD) can be an excellent vehicle for short-term savings. Unlike in the stock market, your money is safely protected in an FDIC- or NCUA-insured account. You also won’t ...

A CD ladder allows you to take advantage of the high yields that certificates of deposit (CDs) are currently offering while still keeping your money pretty accessible. But is CD laddering a good ...

Top 6-month CDs are still paying around 4.00% APY as of right now. But that may not last much longer. In its June meeting, the Federal Reserve held interest rates steady, with the next policy decision ...

Short-term CDs offer flexibility and top rates today, while long-term CDs protect you from the rate cuts likely coming next ...

If you're comparing saving options, you'll find that most certificates of deposit (CDs) still offer competitive interest rates. But while CD interest rates are still relatively high, they've fallen ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. What does a CD mean in terms of your earnings ability, though? Here's ...

Six-month CDs offer among the highest yields for savings products. Compare rates from online banks, community banks and credit unions to find the best six-month CD rates. Pay attention to the minimum ...

The clock is ticking. The next Federal Reserve meeting concludes on Sept. 17, and most experts expect a rate cut to be announced at that time. For savers, that's bad news: High-yield savings accounts ...

Miranda Marquit is a staff senior personal finance editor for Buy Side from WSJ. Staff Deputy Personal Finance Editor, Buy Side from WSJ Valerie Morris is a staff deputy personal finance editor at Buy ...

Six-month CDs continue to offer some of the highest savings yields Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. Six-month CDs ...