A reader writes: “I would like your take on a trendy financial product that has received relatively low attention from Morningstar authors. What do you think about indexed annuities?” Your wish, my ...

Jeanette Beebe is an experienced journalist, fact-checker, and audio producer covering personal finance, retirement, science, business, medicine, technology, and the arts. Her reporting has appeared ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech ...

Indexed life products led the way as 2024 life sales registered gains in several categories, Wink reported. Indexed life sales for the fourth quarter were $868.3 million, up 15.9% compared with the ...

An annuity offers guaranteed income for a set period. There are several types of annuities to choose from, with fixed ...

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In earlier columns in this annuity series, we discussed non-qualified annuities and when they may be appropriate for some investors. We also covered qualified annuities, fixed annuities and Single ...

Fixed indexed annuities tie their performance to a stock market index. They offer principal protection and steady income in retirement. Fixed indexed annuities typically limit the returns you can earn ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Indexed universal life (IUL) insurance policies typically pay interest based on the movement of underlying stock and bond indexes. Many, or all, of the products featured on this page are from our ...