The IRS continues its war on captive insurance through its annual announcement that microcaptive insurance companies remain on the Dirty Dozen list. Yet, the IRS declines to adhere to a coherent ...

Discover what actuarial risk is, how it's calculated, and its impact on insurance premiums. Learn about prediction models and life tables in actuarial science.

Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it compares to experience-rated insurance.

Builder’s risk insurance covers property and construction materials during a construction or renovation project. Many, or all, of the products featured on this page are from our advertising partners ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

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Rather than pay an insurance company for coverage, some businesses opt to put aside funds and insure themselves.