During Tuesday night’s vice presidential debate, Sen. JD Vance of Ohio, the Republican nominee, vowed to protect health insurance coverage for people with pre-existing conditions while also doubling ...

When Senate Bill 297 was introduced as a late bill in February, it created worry and confusion for local governments. The bill was written at the request of the office of the Secretary of State, who ...

High-risk pools play an important role in the health care system. They are state-created, nonprofit associations that offer comprehensive health insurance benefits to individuals with pre-existing ...

A series of disaster events presents several challenges: reducing mortality, ensuring sufficient relief and recovery assistance, and making long-term investments in mitigation. To meet them, a ...

Paula Jarzabkowski can remember watching her mother scoop mud from the second storey of people’s homes after the devastating 1974 Brisbane floods. “For me, insurance isn’t just some product that ...

Risk pools are called risk pools because they do purport to spread some layer of risk among all the reinsurance captives that are backing the pool, and not just 100% back to the same captive owner ...

In a previous instalment, I wrote that the medical insurance sector is facing three big issues: rising risk within the risk-pool; rising healthcare costs, and rising medical claims. As a result, the ...

Nicaragua has become a steady member of the Central America and Caribbean Catastrophe Risk Insurance Facility Segregated Portfolio Company, the region’s primary disaster risk pooling mechanism, ...

There’s more than one risk pool: the uninsured would be buying insurance in the individual market, the small-business market, or through a new “health insurance exchange,” a federally regulated ...