If you have a Roth IRA, understanding the Roth IRA 5-year rule is critical to avoiding taxes and penalties when you eventually withdraw your money. Simply put, this IRS rule sets the timing for when ...

Roth individual retirement accounts are popular for their ability to help clients pay income taxes upfront and enjoy tax-free long-term growth and tax-free withdrawals during retirement.

I’m 68 and recently retired and have about $1.4 million in accounts intended for retirement ($1.2 million in a Traditional IRA and $110K in a Roth). I also am receiving about $47,000 annually in ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...