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Vanguard CD rates and terms for 2026

Vanguard CD rates are higher than average -- but are they right for you and your goals? See how they compare to other options ...
Certificates of deposit rates dipped moderately in the second half of 2024 due to Federal Reserve interest rate cuts but have bounced back in 2025, with the best CD rates falling into the 4.5% range.
Investing in a certificate of deposit might be right if you’re not the risky type, as it’s a safe way to grow your money — that is, if you’re willing to leave it in the bank until it matures. Read ...