There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Learn how to use credit cards to build credit, get rewards and cash back, and stay debt free along the way! Click "Show More" ...

Your credit score probably isn't at the top of your list of things to worry about during the hustle and bustle of the holiday ...

A mom from Mississippi called into “The Ramsey Show” with a simple question: What kind of credit card should her 17-year-old son get to start building credit? The response she got from hosts Jade ...

Getting a free credit score is generally no easy feat, but people with credit cards issued by Barclaycard US and First Bankcard no longer have to jump through hoops to see their FICO score. This week, ...

I had a friend once tell me, "Now that my credit score is over 800, I can get approved for anything I want!" I wish it worked that way. I have an 822 score myself, and I've still been denied for new ...