EarnIn is an app that gives you access to the pay you've earned - when you want it. Get paid for the hours you've worked without waiting for payday.

Join millions managing their earnings “EarnIn fills the gaps when I don’t want to dig into my credit or savings.” 4

It’s the evolution of over a decade of same-day pay with EarnIn's Cash Out, which has helped millions of people access billions of dollars of their pay. But with Live Pay, instead of your …

Products and Features EarnIn is a financial technology company not a bank. Banking Services are provided by Evolve Bank & Trust, or Lead Bank, both member FDIC. The FDIC provides …

EarnIn makes financial momentum accessible to everyone through earned wage access. You’ll need a steady payday, a checking account, and a smartphone to use the app.

Why does EarnIn need my bank information? Connecting your bank account allows EarnIn to do its thing: deposit money, verify your identity, see your direct deposit history, and calculate your …

At EarnIn, we’re reimagining the way money moves to empower every person’s potential. We believe your hard-earned pay should flow more freely to give you more options, wherever life …

Dec 16, 2025 · This article explains how EarnIn works, shares real user reviews, highlights what experts say, and answers common concerns. The goal is not to convince you to give EarnIn a …

Why is my account on hold? How do I reopen my account? How do I close my account? How do I revoke bank authorization from EarnIn?

Who can use EarnIn? Accessing the EarnIn app internationally Changes for CO, MD, MA, and WI Residents Does EarnIn affect credit scores? Does EarnIn contact your employer? See all 9 …