Estimate your benefit amount, determine when to apply, and explore other factors that may affect your retirement planning. Learn how to time your application so your first benefit payment arrives when …

Feb 18, 2025 · Sources of retirement income include Social Security, retirement accounts, pensions and employment wages. Retirees can expect to spend 80% of their pre-retirement income in retirement,...

4 days ago · Whether you are already retired or just starting to save, these age and state income averages provide a critical reality check for retirement savings and spending plans.

Sep 22, 2025 · Once you determine what will give you peace of mind in retirement, it’s important to know how to get there financially. We’ll help you get started with this 10-step retirement planning checklist. …

To retire is to withdraw from active working life, and for most retirees, retirement lasts the rest of their lives. Why Retire? There are many factors at play that ultimately affect a person's decision to retire.

Feb 14, 2025 · Factors that will impact your personal savings goal include the age you plan to retire and the lifestyle you hope to have in retirement. If you're behind, don't fret. There are ways to catch up. …

Apr 1, 2025 · Use USAGov's benefit finder tool to find retirement benefits that may help with living expenses, health care, medications, and more. If you are a federal employee, visit the OPM …

Jul 18, 2024 · Retirement, fundamentally, is when you leave the workforce behind. The traditional retirement age is 65 in the United States. The full retirement age (when you can collect full Social...

OPM is here to help you transition from serving the American people to enjoying your retirement. These links are useful to new and existing retirees throughout their retirement journey.

2 days ago · How do your retirement savings compare by age? See the latest data. It's taboo to ask a person how much money they have, but we all want to know where we stand; here's some of the …